Bank of India Recruitment 2026: Apply Online for 779 Credit Officer Posts.
Bank of India
Last Date :- 20.07.2026
Bank of India Recruitment 2026
Bank of India (BOI) has officially released a recruitment notification (Project No. 2026-27/01) for the recruitment of Credit Officers in the General Banking Officer (GBO) stream. This massive recruitment drive is looking to fill a total of 779 vacancies across Middle Management and Senior Management grades.
Eligible and interested candidates can apply online through the official Bank of India website from June 30, 2026, to July 20, 2026.
Interested and eligible candidates may read this advertisement and apply online here against these Application notifications. All applicants are requested to bookmark this page for future updates .
Bank of India Recruitment 2026 Overview
Post Name
Credit Officers (GBO Stream)
Vacancies
779 Posts (Includes 475 backlog vacancies)
Organization
Bank of India
Qualification
Graduation
Apply Mode
₹175/- Others ₹850/-
Application Fee
Online
Start Date
30.06.2026
Last Date
20.07.2026
Bank of India Recruitment 2026 Vacancy Details
| Post / Scale | Scale | Total Posts | Age Limit (Min - Max) | SC | ST | OBC | EWS | GEN |
| Credit Officer | MMGS-II | 677 | 25 - 32 Years | 102 | 52 | 180 | 69 | 274 |
| Credit Officer | MMGS-III | 61 | 28 - 38 Years | 10 | 5 | 16 | 8 | 22 |
| Credit Officer | SMGS-IV | 41 | 32 - 45 Years | 6 | 2 | 9 | 3 | 21 |
| Total | 779 | 118 | 59 | 205 | 80 | 317 |
Bank of India Recruitment 2026 Education Qualification
BOI Credit Officer 2026 Educational Qualification & Experience Requirements
1. Middle Management Grade Scale-II (MMGS-II)
* Minimum Qualification: A Degree (Graduation) in any discipline from a recognized University with a minimum of 60% marks in aggregate (or equivalent CGPA).
* Professional Qualification (Mandatory): Candidates must possess any one of the following:
* MBA (Finance) / PGDBM / PGDM / Post Graduate Degree in Commerce/ Science / Economics.
* CA / ICWA / CS certification.
* Experience: Minimum 2 years of post-qualification work experience as an officer in Public Sector Banks, Private Sector Banks, or Foreign Banks in the area of Credit Appraisal/ Assessment/ Monitoring.
2. Middle Management Grade Scale-III (MMGS-III)
* Minimum Qualification: Graduation in any discipline with a minimum of 60% marks in aggregate from a recognized University.
* Professional Qualification (Mandatory):
* MBA (Finance) / PGDBM / PGDM / Post Graduate Degree in Commerce/ Science / Economics.
* CA / ICWA / CS certification.
* Experience: Minimum 5 years of post-qualification work experience as an officer in Banking/ Financial Institutions, out of which a minimum of 3 years must be specifically in Credit Assessment/ Appraisal/ Corporate Credit/ MSME Credit processing.
3. Senior Management Grade Scale-IV (SMGS-IV)
* Minimum Qualification: Graduation in any discipline with a minimum of 60% marks.
* Professional Qualification (Mandatory):
* MBA (Finance) / PGDBM / PGDM / Post Graduate Degree in Commerce/ Science / Economics.
* CA / ICWA / CS certification.
* Experience: Minimum 8 years of post-qualification work experience as an officer in a Bank/ Financial Institution, with at least 5 years of core experience handling Large Corporate Credit/ Project Finance/ Credit Risk Management.
* Relaxation for Reserved Categories: Candidates belonging to SC / ST / OBC / PwBD categories are eligible for a 5% relaxation in the minimum marks required for graduation. This means they require a minimum of 55% marks instead of 60%.
* CGPA Conversion: Where CGPA / OGPA is awarded by the university, it must be converted into an equivalent percentage and indicated up to two decimal places in the online application.
* Strict Percentage Rounding: Fractional rounding is strictly prohibited by the Bank. For example, a score of 59.99% will be treated as less than 60%, and 54.99% will be treated as less than 55%.
* Cut-off Date: All educational degrees, certificates, and final results must have been officially declared on or before 01.06.2026.
Bank of India Recruitment 2026 Eligibility Criteria
* SC/ST: 5 years
* OBC (Non-Creamy Layer): 3 years
* PwBD: 10 years
* Ex-Servicemen: 5 years
Bank of India Recruitment 2026 Salary & Pay Scale
| Grade | Basic Pay Scale | Refundable Security Deposit |
| MMGS-II | ₹64,820 — ₹93,960 | ₹2,00,000 |
| MMGS-III | ₹85,920 — ₹1,05,280 | ₹3,00,000 |
| SMGS-IV | ₹1,02,300 — ₹1,20,940 | ₹3,00,000 |
Bank of India Recruitment 2026 Selection Process
| Sr. No. | Name of the Test | No. of Questions | Maximum Marks | Duration |
| 1 | English Language (Qualifying only) | 25 | 25 | Composite Time of 120 Minutes |
| 2 | Professional Knowledge | 100 | 100 | |
| Total | 125 | 125 |
* Bilingual Test: Except for the English test, questions will be available in both English and Hindi.
* Negative Marking: There is a penalty of 1/4th (0.25) of the marks assigned to a question for every wrong answer.
* Qualifying Marks: Minimum 35% in each section for General/EWS candidates (30% for SC/ST/OBC/PwBD).
* Weightage: If both the exam and interview are conducted, the weightage ratio will be 70:30.
Bank of India Recruitment 2026 Application Fee
Bank of India Recruitment 2026 Important Dates
| 📅 Start Date | 30.06.2026 |
| ⏳ Last Date | 20.07.2026 |
| 💳 Fee Last Date | 20.07.2026 |
| 🎤 Interview | Coming Soon |
Bank of India Recruitment 2026 How to Apply
Applicants need to visit official https://bankofindia.bank.in/ portal for submission of online application this scheme. One needs to follow below mentioned steps to apply online.
Step 1: Scroll down, go to Important Web Links section.
Step 2: Click on One-Time Registration link .
Step 3: A new webpage will be opened.
Step 4: Enter your details as required in the portal; and register yourself.
Step 5: After registration, Click on Online Application Form and Login.
Step 6: Enter all credentials and upload your documents as required in the portal.
Step 7: Finally click on "Submit" and take print out of your submitted application.
Step 1: Scroll down, go to Important Web Links section.
Step 2: Click on One-Time Registration link .
Step 3: A new webpage will be opened.
Step 4: Enter your details as required in the portal; and register yourself.
Step 5: After registration, Click on Online Application Form and Login.
Step 6: Enter all credentials and upload your documents as required in the portal.
Step 7: Finally click on "Submit" and take print out of your submitted application.
Bank of India Recruitment 2026 Important Links
📝 Application FormClick Here
📄 Official NotificationClick Here
🌐 Official WebsiteClick Here
📲 Join Us On TelegramClick Here
💬 Join Us On WhatsAppClick Here
Disclaimer
Note to Applicants: This blog post is intended for informational purposes only and does not constitute an official legal document. While we strive to keep the information accurate and up-to-date, recruitment rules and dates are subject to change by the issuing authority.
Bank of India Recruitment 2026 FAQ
Q1. What is the last date to apply for Bank of India Credit Officer Recruitment 2026?
Answer: The last date to submit the online application for Bank of India Credit Officer Recruitment 2026 is 20 July 2026. Candidates should complete the registration before the deadline.
Q2. How many vacancies are available in Bank of India Recruitment 2026?
Answer: Bank of India has announced 779 Credit Officer (GBO Stream) vacancies, including backlog vacancies, across various categories.
Q3. What is the educational qualification required for Bank of India Credit Officer Recruitment 2026?
Answer: Candidates must possess a Graduation degree from a recognized university. Applicants should also check the official notification for detailed eligibility criteria, age limit, and experience requirements.